If you select the Wells Fargo Business Card Rewards ® cash back program option, you will earn 1

If you select the Wells Fargo Business Card Rewards ® cash back program option, you will earn 1

There is no limit to the cash back earned

There is no annual rewards program fee. 5% on qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, SUPERCHECKS TM and welcome check transactions, or any fees or interest posted to the account) for the life of the account. The cash back earned and transferred to the primary business credit card account from employee card accounts in March, June, September, and December cycles will not be credited until the next quarterly rewards distribution cycle. Wells Fargo reserves the right to cancel, alter, or temporarily suspend the program at any time without notice. Some restrictions may apply. Additional information about the cash back program will be mailed separately.

Earned cash back is credited quarterly (March, June, September, and December) to your Wells Fargo business credit card account or to an eligible business checking or savings account

There is no annual rewards program fee. If you select the Wells Fargo Business Card Rewards ® points program option, you will earn one point for every dollar spent on qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, SUPERCHECKS TM and welcome check transactions, or any fees or interest posted to the account) for the life of the account. To earn the 1,000 bonus points each billing cycle, your total company spend must be a minimum of $1,000 in qualifying purchases. For companies with individual billing, bonus points calculation is based on owner points earned in the current statement cycle, plus employee points earned in the previous statement cycle. The bonus maximum is 1,000 points per company per month. Wells Fargo reserves the right to cancel, alter, or temporarily suspend the program at any time without notice. Some restrictions may apply. See additional information about the points program at

Offer valid as of . Offer dates subject to change. Your initial rate will be a 0% fixed interest rate for the first 9 months after account opening as long as a default does not occur under the terms of your Customer Agreement. Introductory rates will not apply to balances remaining after the end of the introductory period or to cash advances, convenience check transfers, or noncheck transfers incurred at any time. You will be assigned a variable interest rate between Wells Fargo Prime + 7.99% and Wells Fargo Prime + %, depending on your personal and business credit evaluation. Rates are subject to change and may be higher or lower than the stated ranges. The interest rate that you are assigned applies to purchases after the expiration of the introductory period, unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account. Balance transfer check transactions processed after the end of the introductory period will be subject to the standard rate for cash advances. The interest rate for cash advances, other convenience check transactions, and noncheck transactions incurred at any time will be Prime + %, unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account. Prime refers to Bank’s announced Prime Rate, which is 3.25% as of . If a default occurs under the Customer Agreement, the interest rate applied to all balances may be increased by the Bank to a rate equal to Prime + %, subject to a maximum rate of %. Three balance transfer welcome letter checks will be mailed to the business owner or primary cardholder for balance transfers after the account is open. There is a 4% ($10 minimum; no maximum) balance transfer fee per balance transfer check and convenience check transaction. There is a 4% of the withdrawal amount ($10 minimum; $175 maximum) fee for cash advances and noncheck transfers. The primary cardholder will be able to use the checks to pay off balances with other creditors using the available credit limit on the primary card. Checks cannot be used to pay off other Wells Fargo obligations. Payments will be applied to balances with lower introductory rates first, then to balances with standard interest rates. Therefore, the benefit of an introductory offer will be reduced if the account has existing Mount Gilead same day payday loan balances or additional transactions that are subject to standard interest rates. Carrying any balance, including an introductory balance, from month to month will eliminate an interest-free grace period for purchases during that month.

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